I am always ready to Business Needs Contact Now
I am always ready to Business Needs Contact Now
Final expense insurance is designed to cover end-of-life costs like funeral expenses, medical bills, and any small debts left behind. It provides a smaller, affordable policy that pays out quickly to your family, so they aren’t left dealing with financial stress during an already difficult time.
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| Coverage amount | Starting at |
|---|---|
| $100,000 | $6/ mo |
| $200,000 | $10/ mo |
| $500,000 Most popular | $13/ mo |
| $1,000,000 | $18/ mo |
| $2,000,000 | $30/ mo |
Helps pay for funeral services, burial, cremation, and other final expenses.
Many plans don’t require medical tests — making approval easier and faster.
Even with health issues, you can still qualify for coverage with Guaranteed Issue policies.
Your payments never increase — what you pay today stays the same.Your payments never increase — what you pay today stays the same.
Your policy stays active for life as long as premiums are paid.
Get approved quickly without complicated paperwork or delays.
Working with an independent broker means you get honest guidance — not a sales pitch tied to one company’s products. I combine 16+ years of industry experience with a straightforward, client-first approach to make sure you walk away with a policy you actually understand and can rely on.
Families choose final expense insurance because it’s designed to protect loved ones from unexpected costs without long-term commitments or complex decisions.
We talk for 15 minutes. I’ll ask about your mortgage, your health, and your worries.
I shop multiple A & A+ rated carriers to find a plan that fits your budget. No pressure. No obligation.
You review the options. If it makes sense, we move forward. If not, no hard feelings.
You get protected. I stay in your corner for questions or claims down the road.
I’m the founder of DeFazio Insurance Brokerage, and I specialize in helping individuals and families lock in the right protection before it becomes expensive—or unavailable. This isn’t about selling policies. It’s about structuring coverage correctly the first time so there are no gaps, no surprises, and no guesswork down the road.
With over 16 years in sales and client strategy, I’ve seen where people get misled, overpay, or end up with coverage that doesn’t actually protect them when it matters. My role is to cut through that—quickly identify what you qualify for, what makes the most sense financially, and how to structure it for long-term flexibility.
As an independent broker, I work with 40+ A and A+ rated carriers. That means we’re not forcing one product—we’re finding the best option based on your health, budget, and goals. More importantly, we focus on policies that include living benefits and real flexibility, not just a payout someday.
I run a very direct, efficient process. We get you properly qualified, review your options, and if it makes sense, we move forward. If not, you’ll at least know exactly where you stand. Either way, you’re walking away with clarity—and that’s the goal.
