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Mortgage protection is designed to make sure your home is taken care of if something unexpected happens. If you pass away or suffer a serious illness, the policy provides a payout that can be used to pay off all or a portion of your mortgage. This means your family can stay in the home without the stress of monthly payments or financial uncertainty.
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| Coverage amount | Starting at |
|---|---|
| $100,000 | $6/ mo |
| $200,000 | $10/ mo |
| $500,000 Most popular | $13/ mo |
| $1,000,000 | $18/ mo |
| $2,000,000 | $30/ mo |
If you get sick, hurt, or lose your job, the policy steps in and makes your mortgage payments for a set period of time. No scrambling. No panic.
You've already paid down a chunk of your loan. Why let an unexpected event wipe that out? This locks in what you've built.
This is not a replacement for life insurance. It's a partner to it. Life insurance pays off the mortgage if you pass away. Mortgage protection covers the payments while you're alive but unable to work.
I don't do fine-print traps. I'll show you exactly what's covered, what's not, and what it costs. Nothing hidden.
When you're down and out, the last thing you want is your spouse or kids worrying about the mortgage on top of everything else. This removes that weight entirely so your family can focus on you, not on the bank.
Working with an independent broker means you get honest guidance — not a sales pitch tied to one company’s products. I combine 16+ years of industry experience with a straightforward, client-first approach to make sure you walk away with a policy you actually understand and can rely on.
Not every plan fits every person. But if one of these sounds like you, this conversation is worth your time.
You’re the primary earner. Your paycheck stops, the mortgage becomes a problem fast.
You’re self-employed or work on commission. Your income already jumps around.
You have a mortgage but less than three months of payments in savings.
You just sleep better with a backup plan.
Nod at least once? Let’s talk. No pressure. Just answers.
We talk for 15 minutes. I’ll ask about your mortgage, your health, and your worries.
I shop multiple A & A+ rated carriers to find a plan that fits your budget. No pressure. No obligation.
You review the options. If it makes sense, we move forward. If not, no hard feelings.
You get protected. I stay in your corner for questions or claims down the road.
I’m the founder of DeFazio Insurance Brokerage, and I specialize in helping individuals and families lock in the right protection before it becomes expensive—or unavailable. This isn’t about selling policies. It’s about structuring coverage correctly the first time so there are no gaps, no surprises, and no guesswork down the road.
With over 16 years in sales and client strategy, I’ve seen where people get misled, overpay, or end up with coverage that doesn’t actually protect them when it matters. My role is to cut through that—quickly identify what you qualify for, what makes the most sense financially, and how to structure it for long-term flexibility.
As an independent broker, I work with 40+ A and A+ rated carriers. That means we’re not forcing one product—we’re finding the best option based on your health, budget, and goals. More importantly, we focus on policies that include living benefits and real flexibility, not just a payout someday.
I run a very direct, efficient process. We get you properly qualified, review your options, and if it makes sense, we move forward. If not, you’ll at least know exactly where you stand. Either way, you’re walking away with clarity—and that’s the goal.
Connect with me for fast responses, clear advice, and dependable insurance solutions.
