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EXCELLENT Based on 115 reviews Posted on Janessa STrustindex verifies that the original source of the review is Google. Carlos is amazing! He’s super fast, always gets things done, and makes the whole process so easy. He’s also really kind and helpful every single time I reach out. It’s nice working with someone who actually cares and follows through. Highly recommend him!Posted on María GutiérrezTrustindex verifies that the original source of the review is Google. Great service!! Carlos helped me a lot! Before coming to him I called a lot of covered California brokers and no one would answer. I called him and saw him the next day! He has patience and explains everything. Would always recommend him!!Posted on robert garibayTrustindex verifies that the original source of the review is Google. Good service , I spent 3 days looking for liabilty boat insurance. Called back and assisted till we got the boat insurance . Highly recommend good customer service ,it friday and he didnt make me feel like he wanted to hang up or help the next working day. All taken care or same day 1 phone call. Excellent customer service 👏 👍Posted on Heather DanleyTrustindex verifies that the original source of the review is Google. Working with Carlos was great! He was very professional and helpful. I would highly recommend working with him and plan to continue working with him on my future insurance needs.Posted on Seng VangTrustindex verifies that the original source of the review is Google. I changed over insurance agency from Stockton to Sacramento and Carlos from Greenhaven Insurance Agency made the transition very easy.Posted on Jose LopezTrustindex verifies that the original source of the review is Google. Carlos helped me navigate insurance for my father who lives in Sacramento. I live in Los Angeles. He returned phone calls in a timely and professional manner. Plus he found a policy for my father in law that keeps his doctors and at a better price than his previous insurance. Thank you Carlos for all your help👏🏽Posted on Ed KTrustindex verifies that the original source of the review is Google. Great customer service. Quick and responsive!Posted on Serouge PTrustindex verifies that the original source of the review is Google. Carlos is hands down the best in the business. He serviced all our property insurance needs and did so with efficiency and class. He was able to help us in getting commercial liability and property coverage for our apartment complexes in expert fashion. Given the current difficult insurance landscape in California, and cancellations rising, Carlos will stop at nothing to make sure he finds the best insurance option for your property or other assets. He will get the job done and get it done quick. I highly recommend his services to anyone in the market for insurance.Posted on Katherine ShiTrustindex verifies that the original source of the review is Google. I can see why there are so many good reviews for Carlos, I had just gotten off the phone with him after calling and was so impressed by how friendly and helpful he was along with his attention to detail. I did not expect to be able to get such immediate answers and he was so easy to talk to. Thank you for your help Carlos!
If you get sick, hurt, or lose your job, the policy steps in and makes your mortgage payments for a set period of time. No scrambling. No panic.
You've already paid down a chunk of your loan. Why let an unexpected event wipe that out? This locks in what you've built.
This is not a replacement for life insurance. It's a partner to it. Life insurance pays off the mortgage if you pass away. Mortgage protection covers the payments while you're alive but unable to work.
I don't do fine-print traps. I'll show you exactly what's covered, what's not, and what it costs. Nothing hidden.
When you're down and out, the last thing you want is your spouse or kids worrying about the mortgage on top of everything else. This removes that weight entirely so your family can focus on you, not on the bank.
Working with an independent broker means you get honest guidance — not a sales pitch tied to one company’s products. I combine 16+ years of industry experience with a straightforward, client-first approach to make sure you walk away with a policy you actually understand and can rely on.
Not every plan fits every person. But if one of these sounds like you, this conversation is worth your time.
You’re the primary earner. Your paycheck stops, the mortgage becomes a problem fast.
You’re self-employed or work on commission. Your income already jumps around.
You have a mortgage but less than three months of payments in savings.
You just sleep better with a backup plan.
Nod at least once? Let’s talk. No pressure. Just answers.
I shop multiple A-rated carriers to find a plan that fits your budget. No pressure. No obligation.
You review the options. If it makes sense, we move forward. If not, no hard feelings.
You get protected. I stay in your corner for questions or claims down the road.
I’m the founder of DeFazio Insurance Brokerage, an independent firm focused on helping individuals and families protect their income, home, and long-term financial stability. With over 16 years of experience in sales and client service, my approach is simple – provide clear options, keep the process efficient, and put the client first.
As an independent broker, I’m not tied to one company. I work with multiple A-rated carriers to find the best fit based on each person’s needs, health, and budget. My goal is to make sure clients understand their options, especially when it comes to living benefits and long-term flexibility, so they can make confident decisions.
I take a straightforward, no-pressure approach and stay involved throughout the process, from initial consultation to policy delivery and beyond.
Discover the benefits that make our insurance solutions reliable, simple, and tailored to your needs from clear policies to dependable customer support.
From consultation to policy delivery, I keep things efficient. I respect your time and work to get things done right — without unnecessary delays.
My relationship with clients doesn’t end at policy delivery. I’m always available to answer questions, review coverage, and assist with anything that comes up.