...

I am always ready to Business Needs Contact Now

Build Financial Security And Stay Covered At Every Stage Of Life

Build a plan that protects both your income and your health—so you’re covered financially today and secure in the future. Whether you’re preparing for retirement or protecting against rising medical costs, we help you put the right pieces in place with clarity and confidence.

  • Same-Day Coverage
  • No Medical Exam, No Doctor Needed
  • 5 Minute Qualification
  • Instant Approvals
  • Only Work With Top / A+ Rated Carriers
  • Fast Claims Assistance

Get Free Quote!

Take 30 Seconds to fill the form and get your free quote

My Network of A & A+ Rated Carriers

Real Protection. Rates You'll Actually Afford.

Straightforward coverage designed to protect what matters most — your family, your home, your future. No surprises, no fine print.
Coverage amount Starting at
$100,000 $6/ mo
$200,000 $10/ mo
$1,000,000 $18/ mo
$2,000,000 $30/ mo

Annuities (Guaranteed Income for Life)

Annuities are designed to turn your savings into a reliable stream of income you can’t outlive. They provide stability in retirement and help ensure your bills—and lifestyle – are covered no matter how long you live.

Guaranteed Retirement Income Options

Annuities can provide a steady stream of income you can rely on throughout retirement.

Protection From Market Volatility

Certain annuities protect your principal while still offering growth potential.

Coverage For Medical Expenses

Health insurance helps cover doctor visits, hospital stays, and unexpected medical costs.

Flexible Plan Options

Choose plans based on your age, income, and long-term goals.

Tax-Advantaged Growth Opportunities

Some annuities allow your money to grow tax-deferred over time.

Peace Of Mind For The Future

Know that both your health and your finances are protected as life changes.

Experienced, Independent, and Always On Your Side

Working with an independent broker means you get honest guidance — not a sales pitch tied to one company’s products. I combine 16+ years of industry experience with a straightforward, client-first approach to make sure you walk away with a policy you actually understand and can rely on.

  • Independent broker : I shop multiple A & A+ rated carriers so you get the best fit, not just the easiest option
  • Transparent pricing with no hidden fees :  or confusing fine print

Why People Choose Annuities & Health Insurance

This works best for people thinking long-term about both income and health.

  • Guaranteed income you can’t outlive
  • Protection from market downturns (fixed/index options)
  • Predictable, stable retirement planning
  • Options for growth and lifetime payouts
  • Helps eliminate the risk of running out of money
  • Covers doctor visits, hospital stays, and prescriptions
  • Protects against major medical expenses
  • Access to preventive care and wellness services
  • Options tailored to your needs and budget
  • Peace of mind knowing you’re covered

How it works with me?

I’m not a call center. I’m not a bank. I’m an independent broker with over 16 years of experience.

We talk for 15 minutes. I’ll ask about your mortgage, your health, and your worries.

I shop multiple A & A+ rated carriers to find a plan that fits your budget. No pressure. No obligation.

You review the options. If it makes sense, we move forward. If not, no hard feelings.

You get protected. I stay in your corner for questions or claims down the road.

A quick word from me.

I’m the founder of DeFazio Insurance Brokerage, and I specialize in helping individuals and families lock in the right protection before it becomes expensive—or unavailable. This isn’t about selling policies. It’s about structuring coverage correctly the first time so there are no gaps, no surprises, and no guesswork down the road.

With over 16 years in sales and client strategy, I’ve seen where people get misled, overpay, or end up with coverage that doesn’t actually protect them when it matters. My role is to cut through that—quickly identify what you qualify for, what makes the most sense financially, and how to structure it for long-term flexibility.

As an independent broker, I work with 40+ A and A+ rated carriers. That means we’re not forcing one product—we’re finding the best option based on your health, budget, and goals. More importantly, we focus on policies that include living benefits and real flexibility, not just a payout someday.

I run a very direct, efficient process. We get you properly qualified, review your options, and if it makes sense, we move forward. If not, you’ll at least know exactly where you stand. Either way, you’re walking away with clarity—and that’s the goal.

Why Clients Choose DeFazio Insurance Brokerage

We make protecting your family simple, clear, and built around what actually matters to you — no confusion, no pressure, just the right coverage done the right way.
1. Clear, Straightforward Guidance
No confusing language or hidden details. You’ll always know exactly what you have, how it works, and why it fits your situation.
From qualification to approval, everything is designed to move quickly and smoothly — without unnecessary delays or back-and-forth.
We don’t disappear after you’re approved. Whether it’s updates, questions, or claims, we’re here to make sure everything continues to work the way it should.
Client satisfaction with responsive, stress-free service
0 %
Families and individuals protected
0 +

Ready To Secure Your Income And Your Health?

Let’s build a strategy that protects your retirement income and covers your healthcare needs.

Get in Touch

Connect with me for fast responses, clear advice, and dependable insurance solutions.